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Holiday Cyber Scams

6 Tips to Protect Against Fraud During the Holiday Season

 

1. Only shop on website you trust. – Always check on websites that have “HTTPS” at the beginning of their URL, which indicates a secure connection for transactions. Most web browsers also display a padlock symbol next to secure URLs, providing another way of validating online shopping security.

 

2. Don’t make online purchases when using public or unsecured WiFi. – Don’t access your bank account or make online purchases unless you’re connected to a secure network.

 

3. Use a debit or credit card with anti-fraud features. – Take advantage of these safeguards by signing up for account alerts and paying attention to communications from your bank.

 

4. Keep your devices up-to-date with software, browser, and app updates. ­– Regularly updating your software, you can protect against scammers who may be trying to capture your banking information around the holidays.

 

5. Check your bank and credit card accounts frequently. – Account holders can also opt in to receive text alerts on transaction coming from their bank account. This provides even faster monitoring for your accounts speeding up your response if you suspect any fraudulent activity.

 

6. Be wary of skimming activity when shopping in stores. ­– Be cautious and always cover the keypad when entering this information on a public setting, including ATMs. If you feel you’re being watched by someone you don’t trust, don’t enter the information until you’re certain they have gone away.

 

The gift-giving season is here and it’s time to spread some holiday cheer. Don’t let security threats and scams ruin the fun.

Ezra Garcia & Charmine Princena

IT Support Intern at Ally Techno Grit Solutions